Financial Assistance

Ohio EPA has several programs that offer below-market rate loans to eligible public water systems to fund improvements to eliminate public health threats and ensure compliance with federal and state drinking water laws and regulations.

Join the Drinking Water Assistance Fund (DWAF) electronic mailing list to stay informed about the financial assistance program. Questions? Call the Financial Assistance Program at (614) 644-2752.

Fluoridation Assistance Program ‚Äč

The Ohio Department of Health (ODH) offers financial assistance to community water systems that fluoridate to help offset the costs of replacing fluoridation feeding and testing equipment. Communities that are interested in initiating water fluoridation may be eligible to receive reimbursement for start-up costs, including the first year's supply of fluoride supplement. This funding is generously offered through a grant from the Delta Dental Foundation, and the amount awarded to each water system is contingent on funding received by ODH. Please visit the Fluoridation Assistance Program website to learn more about this program. If you anticipate initiating water fluoridation or needing to replace your fluoridation feeding and testing equipment in 2020, please send an email to If you can, estimate the approximate costs and indicate the number of persons served by your water system. This will assist ODH in preparing the next grant application to the Delta Dental Foundation.

WSRLA Harmful Algal Bloom Project Nominations

Project nominations for harmful algal bloom (HAB) projects may be submitted at any time. Click here for nomination form.

Harmful Algal Bloom Financial Incentives Fact Sheet 

In recent years harmful algal blooms (HABs) have impaired recreational and drinking water uses. To address this issue, Ohio EPA is making available additional funds to public water systems to enhance drinking water treatment and mitigate impacts resulting from HABs. Click here for more information.  

Drinking Water Assistance Fund

The Drinking Water Assistance Fund (DWAF) includes the Water Supply Revolving Loan Account (WSRLA), Source Water Assessment and Protection program, and technical assistance through the Rural Community Assistance Program (RCAP).

Loan documents, forms and instructions (including HAB nomination forms) can be found on the Division of Environmental and Financial Assistance webpage.

The WSRLA provides financial assistance for the planning, design and construction of improvements to community water systems and non-profit, non-community public water systems. Below-market interest rates are offered for public health or compliance related infrastructure improvements to public water systems. The pre-application deadline is March 1. 

The Disadvantaged Community Loan Program (DCLP) is a sub-section of the WSRLA program. The DCLP provides funding assistance to drinking water systems in need of design, planning and construction improvements. To qualify for assistance, the system must have documented public health issues and have an annual water and sewer rate (cost per household), which is disproportionately high compared to the median household income of the service area. The application deadline is March 1.

The Drinking Water Emergency Loan Fund (DWELF) provides emergency loans to public water systems for remediation of a threat of contamination, which means anything that prevents a public water system from supplying adequate quantities of safe, potable water to existing users. Any Ohio public water system with a valid license to operate (LTO) is eligible to apply. A maximum loan of $25,000 may be provided to a single system.


The Ohio Revised Code (ORC) 6109.24 requires all public water systems to implement an asset management program by Oct. 1, 2018. The Ohio Administrative Code (OAC) 3745-87 are the Asset Management Program rules that outline what is required to be in a public water system's program.  

To help water systems implement these requirements, Ohio EPA is offering interest-free Asset Management Planning loans. Nominations for these loans will be accepted at any time. read more...