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Helping communities and businesses access compliance, technical and financial assistance for their environmental needs.

New Consolidated Application for DEFA’s Water and Wastewater Loans

DEFA’s Office of Financial Assistance (OFA) is offering a new user-friendly consolidated loan application. In the past, separate applications for each type of project within the WPCLF and WSRLA were required, sometimes resulting in multiple separate applications and some confusion about what information and which application was needed. Now, communities now need only complete one application to apply for a Water Pollution Control Loan Fund (WPCLF) loan or a Water Supply Revolving Loan Account (WSRLA) loan. The application can be used for any type of loan within the programs, like planning activities, design of a project, construction or a supplemental loan.

In the new application, communities indicate which funding program (water or wastewater) they are seeking, then indicate the type of loan needed. After checking the appropriate box on the first page, this information will be automatically be imported into other sections of the application, eliminating the need to repeat information and reducing the chance of error.

Overall, the same amount of information is required in the new application. There are a few exceptions, such as a new Contact Information Section. This new section provides OFA staff information about which representative of the community receives each type of loan-related document — such as who receives the executed loan agreement, who should be contacted about disbursement requests, or who is the consulting engineer for the community. In addition, the Revenue Analysis Section, requires the same amount of financial information, but some categories may be further subdivided, such as existing debt and annual debt repayments. The new application ties in information required for the Projection of Revenues and Expenses, which provides the financial picture of revenues coming in, current and known future debt, and how the new loan repayment factors into the life of the loan. Some items will automatically be imported from earlier entries and some formulas are built into the application to make calculations easier.

The new application contains short explanations and new instructions, describing section by section what information is needed. The new application and instructions are available on DEFA’s website. Watch our website and email updates for the latest announcements and opportunities to learn about the new application. Communities that have already submitted a WPCLF or WSRLA application for a loan scheduled early in 2017 will not be asked to use the new application. For more information or questions, please contact Mary Mariani at or (614) 644-3650.