Ohio EPA is helping eligible homeowners in 11 northwest Ohio counties repair or replace failing home sewage treatment systems (HSTS) with principal forgiveness loans to their county commissions or health departments.
This state initiative, which is part of Ohio’s Water Pollution Control Loan Fund (WPCLF), will improve the quality of life for local residents by eliminating failing HSTS at an affordable cost. In addition to correcting potential health concerns, local water quality will benefit from HSTS improvements.
Eligible homeowners in these counties will receive 100 percent, 85 percent or a 50 percent share in principal forgiveness for the cost to repair or replace their failing septic system. The percentage is dependent on family household income levels. These projects also will help keep inadequately treated or untreated sewage from contaminating local streams and ground water, reducing the potential for negative human health impacts.
Receiving principal forgiveness loans:
- Defiance County General Health District, $300,000
- Erie County Health Department, $300,000
- Fulton County Health Department, $108,000
- Henry County, $300,000
- Ottawa County Health Department, $300,000
- Paulding County Health Department, $300,000
- Sandusky County Health Department, $250,000
- Seneca County General Health District, $180,000
- Toledo-Lucas County Health Department, $300,000
- Williams County Health Department, $300,000
- Wood County Health District, $75,000
Created in 1989, the WPCLF provides below-market interest rate loans for communities to improve their wastewater treatment systems. WPCLF loans are used for many purposes such as agricultural best management practices, home sewage system improvements, landfill closures, water quality-based storm water projects and to improve publicly owned treatment works. The WPCLF provides technical assistance to public wastewater systems in a variety of areas from the planning, design and construction of improvements to enhancing the technical, managerial and financial capacity of these systems. WPCLF loans also make possible the restoration and protection of some of Ohio’s highest quality water bodies through the fund’s Water Resource Restoration Sponsor Program.
Ohio EPA’s revolving loan funds are partially supported by federal grants and designed to last indefinitely through repayment of loans and investments in bonds. The loan program is managed by Ohio EPA’s Division of Environmental and Financial Assistance, with help from the Ohio Water Development Authority. Ohio EPA is responsible for program development and implementation, individual project coordination, and environmental and other technical reviews/approvals of projects seeking funds. The Ohio Water Development Authority provides financial management of the fund.
More information about the WPCLF is available at: epa.ohio.gov/defa/EnvironmentalandFinancialAssistance.aspx.
The Ohio Environmental Protection Agency was created in 1972 to consolidate efforts to protect and improve air quality, water quality and waste management in Ohio. Since then, air pollutants dropped by as much as 90 percent; large rivers meeting standards improved from 21 percent to 89 percent; and hundreds of polluting, open dumps were replaced with engineered landfills and an increased emphasis on waste reduction and recycling.